Category: Financial Freedom

8 Different Ways to Cut $100 in Expenses Every Month

One of the best ways to build wealth quickly is to find big ways to save every single month. Check out this list to see if any would be easy for you!

Recently, I wrote about the plan my husband and I have to pay off our mortgage in the next 10 years.  Hearing all of your comments and ideas got me sooooo excited that I started thinking about how we could get it paid off in 5 years instead of 10.  So we started talking about all the different ways we could convert some of our expenses into making larger principal payments – easy ways that would at least cut $100 in expenses each month.

Well, we came up with some pretty exciting ideas! Here’s what we’ve got:


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How to Get Your First Freelance Writing Job

Freelance writing is great no matter who you are, what you do, or where your career is headed. It is personal and professional, can be done at anytime and anywhere, and will build your authority and expertise. Whether you are evaluating corporate stocks or just mommy blogging, it’s a great path to take. And best of all, it helps pay the bills.

Luckily we are in an era where content is king, so every single company and website is looking for quality articles, posts, and web copy to add to their site. Getting your first freelance gig is nerve-racking, but it’s well worth the reward of working for yourself and having a beautiful finished product at the end of every job.

Related article: How to Start a Money-Making Blog

No matter what your background is, if you can write well, then you can write professionally.  Here is how to get your first freelance writing job: (more…)

How To Make Extra Money with Vacation Photos

I am one of those people that takes photos of everything when I vacation. And I mean everything. Cool flowers, neat buildings, interesting wall paper, and tons of landscapes. So when I discovered how to make extra money with vacation photos, I got that crazy entrepreneur-butterfly-itch that hits me time and again.

Now, obviously you can post your photos on sale at stock photography sites – and you probably could make some money that way. But that’s not nearly as exciting and doesn’t get your creative juices flowing like creating actual products. And it’s much easier than it sounds. (more…)

4 Quick & Easy Ways to Pay Off the Mortgage Early

If you've ever considered paying off your mortgage early, you've got to incorporate different methods to make it happen. Here are 4 ways that can help achieve your goal!

 

Now that I’ve officially left the “classic” work force, I’m in a position where I need to be really creative with how to contribute to our income. More specifically, how to contribute to our disposable income. One way to do that? Cut out the largest (by far) monthly expense and pay off the mortgage.

Related article: How to Pay Off the Mortgage Early

I know it sounds crazy. With such a massive loan, it just seems pointless to waste time trying to chip away at it. But none-the-less, my husband and I have gotten ourselves excited enough that we’re endeavoring to have it paid off in 10 years. This will obviously require us to make some pretty large payments here and there, but we also came up with some pretty quick and easy ways to bring it down without even trying.

So here’s what we’re doing and what you can try if you’re up for the same challenge:

Related article: 7 Important Reasons to Pay Off the Mortgage

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How to Make Money on Hubpages

We all know that there are a lot of ways these days to make money writing online. Some are obvious, like freelance work, but others have a bit of mystery involved. Hubpages falls into this category for most people, but it’s actually one of the best places to start.  It’s also a great addition to the writing-for-income portfolio for anyone that writes for a living (or is trying to!).

I won’t lie, I came across Hubpages against my will.  The site that I was happy writing for was sold to them and along with it, all of my content.  As is often the case, however, it wasn’t long before I realized the earning potential was actually way more. So as you can imagine, I’m a much happier writer now.

Related article: How to Start a Money-Making Blog

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Why You Need to Set up a 529 College Savings Plan for Your Kids

I originally published this post last summer (if you can believe it, it was actually my FIRST EVER post!), but I feel like it’s really important to bring it back with everything I’m hearing in the news lately.

If you haven’t been keeping up, here’s what you’re missing: First, there’s the constant reminder that the projected cost of college for a child born in 2013 ranges from $150k to a whopping $400k.  Then, there’s the pending reality that in one year 1% of the world’s population will own 50% of the world’s wealth.  So if you’re not in that 1%, you’re actually more likely to get poorer than richer.

So why does this matter for college savings?  Well, lots of reasons. And of course, I’ve written them all down for you. 🙂

So without further ado, here are the reasons why you need to start saving now for your kids to go to college. And more specifically, why you need to put that money in a 529 College Savings Plan.

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The 5 Best Ways to Make Money on Zazzle

I’ve said it time and again, and I’ll say it once more – I love Zazzle.  There are so many fun components about it and best of all, it pays (I’m not going to lie…that’s one of my favorite parts).

I’m a huge fan of making money from your hobbies and Zazzle is perfect for that. And honestly, once you get good at it, it can pay far more than what your accountant will consider hobby income.

So how, exactly, can you do this?

Not to overwhelm you, but there are literally hundreds, if not thousands of options on Zazzle.  It didn’t start that way, but it has done some serious growing over the past few years and now it is shocking what you can make.  Amidst all the options, I’ve done my best to highlight the easiest, most profitable, and coolest products to focus on. (more…)

How to Make Money by Designing Wedding Invitations

One of my all-time favorite ways to make money is to design wedding invitations! It's easy, fun, and an amazing way to get the flexibility you crave. Here's how to do it!

I am the last person in the world you would ever peg as someone that designs and sells wedding invitations, but it’s true. In fact, it’s one of my favorite hobbies. And not only does it earn me some extra money, but it is pretty easy and extremely flexible – you can work on them anytime, anywhere (which I’m always a fan of).

If you read my posts regularly, you already know I’m a huge fan of Zazzle and once again, that is the resource I use for creating and selling wedding collections. I love, love, love Zazzle, so I use it for all kinds of creations, but wedding collections are really popular there and for good reason.  There are so many great ideas and you’re able to customize everything.  I actually used Zazzle products for my own wedding.

So here’s how it happens. (more…)

56 Ways to Make Money as a Stay at Home Mom

There are so many amazing ways to make money as a stay at home mom! It's within reach for everyone. Check out this list for ideas.

Whether by choice or last resort, being a stay at home (SAHM) is quite an endeavor. It’s a full-time job on it’s own, but it’s hard to fight that feeling that you want to bring in an income too.

Luckily, it’s totally possible to be a SAHM and bring home some moolah. In fact, if you play your cards right, you could bring in a substantial amount of money.

Without further ado, here are 50 ways to make money as a stay at home mom: (more…)

How to Make Money with Your Recipes

There are so many fun ways to make money with your recipes - some of them are bound to work for you!

You don’t have to be Julia Child to be an impressive cook.  In fact, some of the greatest recipes are also the simplest – 3 ingredient, no-bake, under $5, within 30 minutes type of meals.

These tricks in the kitchen and family recipes are not only ways to win friends and company, they’re also a great source of extra income.  And if you’re really good, you could bring in some substantial dough for your family.

Here’s how you can bring home the bacon and make money with your recipes: (more…)