Category: Financial Freedom

Why You Should Make Money from Your Photography (And How to Actually Do It)

Ok, it’s probably no surprise to any of you that I love using my photography to make a little side income (I use Zazzle to do this, but there are other similar sites). It has been one of my favorite hobbies for a really long time and over the past few years it’s been a nice source of extra spending money.

I’ve written a few times about the different ways you can actually use Zazzle to make money from your photography (I’ll list them below for reference).  But I thought it would also be worthwhile to tell you exactly why it is worth your time to add sites like Zazzle to your portfolio of hobbies and/or income sources. And more importantly, why you should be using your photographs (that you’re already taking!) to make some extra money.

Here are the other articles to check out if you’re as excited as I am about this:

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5 Reasons You Should NOT Pay Off Your Mortgage

I recently wrote about some quick and easy ways to pay off your mortgage early, but talking to everyone about that made me realize one important thing – paying off the mortgage is not necessarily a good idea for everyone. In fact, for some people paying off the mortgage may do more harm than good.  And for lots of people hanging onto the mortgage may actually help to grow their bottom line.

Here’s why:

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16 Different Ways I’m Increasing My Blog’s Pinterest Traffic

There are two main elements to a successful blog – great content and powerful marketing. And while most conventional advice says to spread your marketing efforts over various platforms, pretty much all bloggers quickly realize one thing – Pinterest is everything.

But for those that haven’t yet realized, I will say it again – Pinterest is everything.  Yes, of course you should have a Facebook page and a Twitter account and the obligatory Google Plus account, but none of those are as important as Pinterest.  Not only does it drive the most qualified traffic, but it has the highest revenue per click rate of all social media platforms.  This is really, really important.  These are the people that click on your ads and purchase your recommendations and use your recipes again and again and again.

Now that I’ve made my pitch, here’s the important stuff!  Here are all the things I’m doing to try and increase my own blog’s Pinterest traffic:
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18 Lifestyle Upgrades that Everyone Should Own

So our taxes have been filed and I’m waiting, waiting, waiting for our money.  I have SO many things that I want to do with it!  As I wait, I’ve of course been making a list of all of the things I’d like – and I figured, why not make a list of all of the things that everyone should have? Not just stuff, but the items that end up being a truly amazing lifestyle upgrade.

So here it is!  Some of these I know from experience, some I’m just hoping will be as amazing as I imagine.

Enjoy 🙂

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8 Different Ways to Cut $100 in Expenses Every Month

One of the best ways to build wealth quickly is to find big ways to save every single month. Check out this list to see if any would be easy for you!

Recently, I wrote about the plan my husband and I have to pay off our mortgage in the next 10 years.  Hearing all of your comments and ideas got me sooooo excited that I started thinking about how we could get it paid off in 5 years instead of 10.  So we started talking about all the different ways we could convert some of our expenses into making larger principal payments – easy ways that would at least cut $100 in expenses each month.

Well, we came up with some pretty exciting ideas! Here’s what we’ve got:


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How to Get Your First Freelance Writing Job

Freelance writing is great no matter who you are, what you do, or where your career is headed. It is personal and professional, can be done at anytime and anywhere, and will build your authority and expertise. Whether you are evaluating corporate stocks or just mommy blogging, it’s a great path to take. And best of all, it helps pay the bills.

Luckily we are in an era where content is king, so every single company and website is looking for quality articles, posts, and web copy to add to their site. Getting your first freelance gig is nerve-racking, but it’s well worth the reward of working for yourself and having a beautiful finished product at the end of every job.

Related article: How to Start a Money-Making Blog

No matter what your background is, if you can write well, then you can write professionally.  Here is how to get your first freelance writing job: (more…)

How To Make Extra Money with Vacation Photos

I am one of those people that takes photos of everything when I vacation. And I mean everything. Cool flowers, neat buildings, interesting wall paper, and tons of landscapes. So when I discovered how to make extra money with vacation photos, I got that crazy entrepreneur-butterfly-itch that hits me time and again.

Now, obviously you can post your photos on sale at stock photography sites – and you probably could make some money that way. But that’s not nearly as exciting and doesn’t get your creative juices flowing like creating actual products. And it’s much easier than it sounds. (more…)

4 Quick & Easy Ways to Pay Off the Mortgage Early

If you've ever considered paying off your mortgage early, you've got to incorporate different methods to make it happen. Here are 4 ways that can help achieve your goal!

 

Now that I’ve officially left the “classic” work force, I’m in a position where I need to be really creative with how to contribute to our income. More specifically, how to contribute to our disposable income. One way to do that? Cut out the largest (by far) monthly expense and pay off the mortgage.

Related article: How to Pay Off the Mortgage Early

I know it sounds crazy. With such a massive loan, it just seems pointless to waste time trying to chip away at it. But none-the-less, my husband and I have gotten ourselves excited enough that we’re endeavoring to have it paid off in 10 years. This will obviously require us to make some pretty large payments here and there, but we also came up with some pretty quick and easy ways to bring it down without even trying. (If you’re interested in everything we’re doing to pay off our mortgage early, check out this post –> 10 Things I’m Doing to Pay Off My Mortgage Early (and the One Thing I Won’t Do)

So here’s what we’re doing and what you can try if you’re up for the same challenge:

Related article: 7 Important Reasons to Pay Off the Mortgage

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How to Make Money on Hubpages

We all know that there are a lot of ways these days to make money writing online. Some are obvious, like freelance work, but others have a bit of mystery involved. Hubpages falls into this category for most people, but it’s actually one of the best places to start.  It’s also a great addition to the writing-for-income portfolio for anyone that writes for a living (or is trying to!).

I won’t lie, I came across Hubpages against my will.  The site that I was happy writing for was sold to them and along with it, all of my content.  As is often the case, however, it wasn’t long before I realized the earning potential was actually way more. So as you can imagine, I’m a much happier writer now.

Related article: How to Start a Money-Making Blog

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Why You Need to Set up a 529 College Savings Plan for Your Kids

I originally published this post last summer (if you can believe it, it was actually my FIRST EVER post!), but I feel like it’s really important to bring it back with everything I’m hearing in the news lately.

If you haven’t been keeping up, here’s what you’re missing: First, there’s the constant reminder that the projected cost of college for a child born in 2013 ranges from $150k to a whopping $400k.  Then, there’s the pending reality that in one year 1% of the world’s population will own 50% of the world’s wealth.  So if you’re not in that 1%, you’re actually more likely to get poorer than richer.

So why does this matter for college savings?  Well, lots of reasons. And of course, I’ve written them all down for you. 🙂

So without further ado, here are the reasons why you need to start saving now for your kids to go to college. And more specifically, why you need to put that money in a 529 College Savings Plan.

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