I am bound and determined to pay off my mortgage early. It didn’t start that way, but a few years into the loan my husband and I realized there were just too many benefits to paying it off, so it needed to happen. Since then, the desire to be debt-free has grown, while the loan balance has shrunk.
It’s an amazing feeling to watch this massive loan get smaller and smaller and I can’t wait for the day that it’s over. What’s even more amazing has been realizing that little changes can actually cut off years of mortgage payments. So, of course, when you add up all those little adjustments, you can seriously impact the length of your mortgage.
As with all major endeavors in life, the first step is always the most important, so if want to pay off your mortgage early, take one of these steps TODAY.
Here’s what I’m doing to pay off my mortgage early (and what you should be doing too!):
If you’re trying to figure out how to retire early, you’re not alone. Retirement is the ultimate dream for most of us and figuring out how to pull that off is happening more and more. It may not be easy, but it’s certainly possible!
If you’re looking for some inspiration, tools to make it happen, or just want to see if you’re on the right track, these books will help you get there. They are full of tips and tricks that will teach you how to retire early and achieve the new American dream.
Good luck and happy reading. 🙂
I’m a HUGE fan of self-help books…though not even slightly a fan of referring to them as “self-help books.” So I’m going to call them what they are – motivational books. These are the books that get you so excited in the morning that you achieve way more than you normally do. You have an extra beat in your step. You exercise more, you eat better. You smile more and you sleep better. They literally have the power to transform your life. And when they’re that good, you should definitely reread them every single year (which is what I try to do).
So what are the best of the best? The ones you should definitely reread every single year? 😉 Here they are:
In my attempt to read more books this year, I’ve come across some real winners and some ho-hum forgettables. Even a mediocre book can sometimes be a welcome break from reality, but what I really love is a book that is so exciting that I actually get an adrenaline rush when I’m reading it. And I’m not talking about the rush that comes with finding out who the killer is or a steamy romance scene. I’m talking about the rush from that AH-HA moment that makes you realize one small tweak to your life could help you achieve your next goal…or the moment you realize that you actually can quit your job and do what you love…or even just deciding what your next pursuit will be. THOSE moments are the best.
Back in the day, living the American dream meant finding a great job that let you buy a home, vacation every year, and take care of your family. Nowadays?? What a different picture! For most of us, the American dream now means finding a way to make money from what we love, work anywhere and at anytime, and still take care of our families. And it’s totally possible! I see it happening every single day.
So what’s the first step towards achieving this dream? Turn your hobby into a money-making machine. Believe it or not, there are a ton of ways to make money from your hobbies, whether it’s just pocket change or a full-time income.
Here’s where to start if you’re ready to make money from your hobbies:
I don’t think there’s ever been a time in my life (at least not in my adult life) where I haven’t been trying to accomplish something. Whether big or small, there’s always something going on – paying down debt, learning new things, weight loss, clearing my head, running more often…the list goes on and on.
So I’m sure it’s not surprising that I love coming across new ideas and ways to accomplish more, especially if it saves time or effort. And I’m always on the hunt for new ideas. My last source of inspiration (from The Power of Habit…not as amazing as The Miracle Morning, but still a great read!) has me really excited because it outlined a brilliant and simple way to accomplish anything and everything:
I’m a total documentary junkie, so there really aren’t any that are off limits. But my absolute favorites are the ones that inspire big lifestyle changes or somehow manage to change our perspective of the world. They can be amazing sources of motivation if you need that extra push!
So this is for the aspiring minimalists out there! If you’re looking to downsize your life, or more importantly find more with less, this list of minimalism documentaries is for you! All of these documentaries will inspire you in one way or another.
So are you ready to purge your house, focus on happiness, and live more simply? Here’s where to start:
What if you could look at a picture of your dream life and in an instant it became your reality? It may seem far fetched, but there is tons of research suggesting it’s possible. Not to mention anecdotal evidence coming from some of the world’s most successful people. And once you know how to create a vision board, you’ll be one step closer to living your dream life just like they are.
Vision boards have a simple but amazing concept. If you visualize the life you want, then you’ll ultimately obtain it. They’re an amazing source of inspiration and motivation for basically any goal you could possibly have.
Here is how the classic vision board works: You gather pictures that embody the life you want to have and you create a collage of the images on a bulletin board. You should spend time looking over your vision board at least once a day and voila! You’ve got instant inspiration to achieve your dreams.
While creating the classic vision board is pretty easy, I’ve found that they don’t always look that great over time or they’re pushed aside as yet another unfinished project. This is a huge shame because they truly are very effective! So how do you create a vision board that is effective and inspiring? Follow some of these tips to ensure your success:
I set out this year with a few different goals. One of them: Read more. I had been making a list of books I’d heard good things about, so when the New Year hit, I knew exactly which book I’d be starting with: The Miracle Morning by Hal Elrod. I even paid for it because I couldn’t find a free copy anywhere and I had a feeling about this one.
Without a doubt, one of my absolute favorite times of year is the one little week sandwiched in between Christmas and New Year’s Day. The craziness of the holidays are over and I start to get really, really motivated for the year ahead. And hopefully you already know that I LOVE GOAL SETTING. So that’s basically what I spend the whole week doing…and not surprisingly, a lot of my goals tend to be financial ones. Then once I’ve settled on them, I work really, really, really hard to get them accomplished.
So as you start brainstorming ideas to tackle your own financial goals, use these tips and resources to get them totally accomplished this year:
Related post: The Life-Changing Power of Goal Setting