Category: Making Money

7 Reasons to Consider Living in a Small House

Tiny homes are all the rage these days and there's a good reason why! Here are 7 great reasons to consider forgoing the mansion and settling in a smaller home.

When my husband and I bought our first (and current) house, we loved it because we felt like it was the perfect starter home.  It is small and cozy and perfect for two people – maybe a little baby too.  The plan was to live there for 3-5 years and then move onto a bigger, more spacious McMansion-style home where we’d raise our kids.

We’re now 6 years in and each additional year we seem to dig our heels in further, finding new reasons why our small starter house may actually be our perfect forever home.  Because believe it or not, there are some amazing perks to living in a small home.

So before you sign up for 30 years of paying off your mansion, consider these reasons for picking a small house right from the start:

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6 Tips to Save a Ton of Money with Coupons

Coupons can save you a ton on money in the long run if you figure out how to use them right. Check out these tips to help save even more!

Coupons can be a confusing thing.  On one hand, we know that most coupons are a gimmick to get us to buy products we don’t really need.  On the other hand, we’ve all seen Extreme Couponing and know that it’s possible to not pay for groceries at all.  And for many of us, that would be a gold mine.  

Even the best budgeters usually spend $500+ a month on groceries for their family!  Imagine how much could be saved by figuring out how to really make the most of coupons….especially when it means getting free products.

Here’s what you need to do if you want to start saving a bundle (and not spending more!) using coupons:

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How to Pay Off the Mortgage Early

Thinking about paying off your mortgage? Now's the time to do it! Here are some great tips to help with the process.

One of my BIGGEST goals right now is to pay off the mortgage.  I won’t lie, it’s sooo hard to stay motivated when you’re chipping away at such a big number, but the benefits are just way too huge to ignore.  But the reality is that if you prioritize getting it paid off, it CAN and WILL happen. And your future self will thank you for it!

Related post: 7 Important Reasons to Pay Off Your Mortgage

So if you’re in the same boat as me, consider these different ways for getting your mortgage paid off way earlier than you ever expected:

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The Next Book You Have to Read: Secrets of the Millionaire Mind

Secrets of the Millionaire Mind is one of the greatest inspirational books I've ever read. It's a total game-changer!

In my attempt to read more books this year, I’ve come across some real winners and some ho-hum forgettables.  Even a mediocre book can sometimes be a welcome break from reality, but what I really love is a book that is so exciting that I actually get an adrenaline rush when I’m reading it.  And I’m not talking about the rush that comes with finding out who the killer is or a steamy romance scene.  I’m talking about the rush from that AH-HA moment that makes you realize one small tweak to your life could help you achieve your next goal…or the moment you realize that you actually can quit your job and do what you love…or even just deciding what your next pursuit will be. THOSE moments are the best.

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How to Turn Your Hobby into a Money-Making Machine

What could be better than making money from your hobby? It's so easy nowadays, you won't believe all your options! Check out this list to get started.

Back in the day, living the American dream meant finding a great job that let you buy a home, vacation every year, and take care of your family.  Nowadays??  What a different picture!  For most of us, the American dream now means finding a way to make money from what we love, work anywhere and at anytime, and still take care of our families. And it’s totally possible! I see it happening every single day.

So what’s the first step towards achieving this dream?  Turn your hobby into a money-making machine.  Believe it or not, there are a ton of ways to make money from your hobbies, whether it’s just pocket change or a full-time income.


Here’s where to start if you’re ready to make money from your hobbies:

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Why You Need to Focus on Small Wins Instead of Big Ones…and the Ones You Should Focus on First

I don’t think there’s ever been a time in my life (at least not in my adult life) where I haven’t been trying to accomplish something. Whether big or small, there’s always something going on – paying down debt, learning new things, weight loss, clearing my head, running more often…the list goes on and on.

So I’m sure it’s not surprising that I love coming across new ideas and ways to accomplish more, especially if it saves time or effort.  And I’m always on the hunt for new ideas. My last source of inspiration (from The Power of Habit…not as amazing as The Miracle Morning, but still a great read!) has me really excited because it outlined a brilliant and simple way to accomplish anything and everything:

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8 Benefits of Using a Credit Card Instead of Cash

Using a credit card instead of cash can have a huge positive impact on your personal finances. You just need to do it the right way! Here are the reasons you should be using a credit card instead of cash.

In the personal finance world, I feel like all I read are posts about ditching the credit card and shifting to an all cash world. I’m not going to deny the potential downside of credit cards (or the upside of cash), but I just can’t stop myself from laying out all the benefits of doing the opposite – exclusively using a credit card instead of cash. The only important rule you have to remember with this method is that you have to pay off your full balance every month. But if you can do that then you can seriously improve your finances. This is what I do and I’ve never had a moment where I regret it.  In fact, I think it’s the smartest way to manage your money.

Here’s why:

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How to Make Money Creating Gift Guides

Creating gift guides are a great way to diversify your blogging income, but they're also easy to do for people without a blog! Here are my tips from years of creating great (and not so great) gift guides!

Before I ever started blogging, I created gift guides using a micro-blogging site that would give you a portion of ad revenue and referral income.  They would hold contests for the best gift guide and I’m a sucker for a contest, so why not?  Before long, I was making a small (very small) side income and learning a lot about what worked and what didn’t in the world of gift guides.

Related post: How to Make Money Writing Articles on Hubpages

Fast forward to now where gift guides generate a decent and regular amount of money for me and my blog. It’s a great way to diversify your income, especially if you’re a blogger. But not every gift guide will work!  There is a secret to making them successful.   

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How to Make Money on Swagbucks

Swagbucks can be an easy way to earn some extra money throughout the year, but you need to make sure you're doing the right things and not wasting your time. Here's what to focus on if you want to make Swagbucks worth the effort!

I’ve been using Swagbucks for a while and I’ll be honest with you – it’s not a game-changer and it’s not going to make you rich.  BUT it’s still an easy way to earn some extra money, especially if you use it for things you would be doing anyway. If you’re lucky it will put a couple hundred dollars in your Paypal account each year, and it can definitely earn you some nice Amazon gift cards that will help out come Christmas time. The key is to know what is worth your time and what isn’t.  

Lucky for you, I’ve wasted enough time for both of, so take my advice and ignore most of the bells and whistles that Swagbucks has to offer.  There’s really only a couple of features that are worth your time, so if you focus on them, you’ll pad your wallet without even thinking about it.  

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