Category: Saving Money

What Would You Do with $10 Million?

I love this question.  I know it sounds weird, but I ask myself all the time – What would you do with $10 million, Nikki?  And then I make a list. Usually with a glass of wine after everyone’s gone to bed.  I know it sounds indulgent, but it’s really not.  In fact, I think it’s a really, really important question that everyone needs to ask themselves on a regular basis – What would you do with $10 million?

Why waste time imagining a life you don’t have, you ask?

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Household Items that are Far Better than Any Toddler Toy on the Market

This scenario plays out in my house almost everyday: The playroom is strewn with blocks, cars are on their sides, balls are piled in the corner…and my son?  He’s playing in our cabinet with the pots and pans. There’s no question he loves his toys, but sometimes I can’t believe how much he loves his “not toys.” So much so that I find myself converting old household products into play things just for some free indoor excitement.

So if you’re tired of buying toys, look around your house and see if you’ve got any of these big winners:

Related article: The Baby Products I Wish I Hadn’t Bought…and Definitely Didn’t Need

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How to Pay Off Student Loans Early

Student loan debt is the absolute worst. Yes, it is really important to get an education. But the vast majority of students that are taking out loans have no idea how much that debt is going to weigh them down. Education is important, but so is getting this debt off your back!

If you want to pay off student loans early (which I’m assuming you do), there are a lot of things you can do…some of which you may not have thought of.  I feel lucky that my husband and I were able to get rid of what we had before I decided to stay at home with my son, because basically I wouldn’t have been able to if we hadn’t.  And I want that for you!

So here’s what you need to do to get rid of that debt FAST:

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7 Websites with the Best Free Stock Photos

Images are everything these days. And unfortunately one or two good ones on your website or blog just won’t do the trick.  So it is essential to have a pool of amazing, high quality free stock photos at your disposal so that you can spend your money on things that aren’t free.

Some of these are my favorite go-to image sites and others were great discoveries that I came across researching for this post.  With this list, there is definitely no need to pay for photos anymore!  Good luck.
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24 Different Ways to Automate Your Life

I love, love, love things that save time and make life easier (who doesn’t?).  I’m always on the lookout for cool gadgets, awesome life hacks, and basically anything that helps me get more things done with less time and effort. So it should come as no surprise that I’m a sucker for anything that enables you to automate your life.  As the saying goes – set it and forget it!

Automation is one of the best way to build wealth, increase your productivity through the day, and now it even helps me clean the house (seriously!).  Believe it or not, it’s also a great way to save money and just live a happier life.

So it’s time to share!  These are all the ways that I automate my life…and a few extras that I should be doing (or wish I could do):

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Why You DON’T Want to Invest in Real Estate

A big part of me loves investing in real estate and it’s a big part of my plan for the future.  Yet, for some reason this was still one of the easiest posts I’ve ever written…because the truth is, I lose soooo much sleep over some of the worries that come with this type of investing (at least for buy and hold real estate investing).  It is not an easy thing to do and it is TOUGH work.  And not just the getting-your-hands-dirty kind of work (though it certainly can be that), but the dreadful how-the-heck-am-I-going-to-fix-this kind of work.  The kind of thing you think about all day and lose tons of sleep over.  And until you’ve really hit it big, it’s hard to tell if you’re even doing things right.

So before you jump head first into your first property (which I still hope you will consider!), make sure to read this carefully because real estate investing is not as glamorous as you think and it’s definitely not for everyone!

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14 Different Ways to Save for Retirement

I am obsessed with saving for retirement.  I’m also obsessed with collecting things. So it’s probably not surprisingly that I love finding different types of retirement accounts, different ways to save for retirement, and OBVIOUSLY any way to get “free” retirement money.

So I think it’s time to share!  Not only do I know you all love posts like this, but I also can’t wait to hear your suggestions and ideas for MORE ways that we can hoard away money for our golden years. So don’t hold back!  Hopefully my suggestions can help you as much as yours will help us. 🙂

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The Baby Products I Wish I Hadn’t Bought…And Definitely Didn’t Need

I’m definitely not a minimalist (though I wish I was).  In fact, I probably carry more traits of a hoarder than I do of a minimalist.  Yet I STILL found that there were quite a few baby products that I just didn’t need, wish I didn’t have, or was so unbelievably grateful that I DIDN’T get.  I mean, these little babies come with a ton of stuff. And in my case, my son rarely left my arms, so what was the point of half of them? At one point his room had literally turned into a storage facility for the overabundance of his “things”, while the stuff he actually needed just moved into my space.

Related post: The Baby Products You Actually Want on Your Baby Registry

So to save you the trouble (and money), here are the things you may not actually need to buy:

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The Best Free Tools for Entrepreneurs

I love, love, love free stuff.  Soooo, so much.  If it’s free, I’ll definitely give it a try. No matter what.  Of course, sometimes I get what I pay for and it sucks.  But then I will eventually stumble upon a gem that I can’t get enough of.  The kind of thing that I can’t believe is free and then I become totally hooked.

So obviously through my years of entrepreneurial pursuits I’ve gathered some pretty amazing free tools that help me do whatever it is I’m passionate about at the moment. These are those tools.  Some might not be strictly business, but as we all know, when you’re an entrepreneur your life and business become so intertwined that at times they are indistinguishable.  Which is the BEST part of being an entrepreneur.

So here we go!  The absolute best free tools for entrepreneurs:

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