Now that I’ve officially left the “classic” work force, I’m in a position where I need to be really creative with how to contribute to our income. More specifically, how to contribute to our disposable income. One way to do that? Cut out the largest (by far) monthly expense and pay off the mortgage.
Related article: How to Pay Off the Mortgage Early
I know it sounds crazy. With such a massive loan, it just seems pointless to waste time trying to chip away at it. But none-the-less, my husband and I have gotten ourselves excited enough that we’re endeavoring to have it paid off in 10 years. This will obviously require us to make some pretty large payments here and there, but we also came up with some pretty quick and easy ways to bring it down without even trying. (If you’re interested in everything we’re doing to pay off our mortgage early, check out this post –> 10 Things I’m Doing to Pay Off My Mortgage Early (and the One Thing I Won’t Do)
So here’s what we’re doing and what you can try if you’re up for the same challenge:
Related article: 7 Important Reasons to Pay Off the Mortgage
When I came across Dan Harris’ book 10% Happier, I couldn’t wait to read it. I had been working on a follow-up post to one of my previous articles (10 Tricks for Staying Happy When Your Spouse is Traveling), so the timing couldn’t have been better. I hastily added myself to the waiting list at the library without reading the full title, so I had no idea what I was actually going to be reading about when my turn finally came. (more…)
We all know that there are a lot of ways these days to make money writing online. Some are obvious, like freelance work, but others have a bit of mystery involved. Hubpages falls into this category for most people, but it’s actually one of the best places to start. It’s also a great addition to the writing-for-income portfolio for anyone that writes for a living (or is trying to!).
I won’t lie, I came across Hubpages against my will. The site that I was happy writing for was sold to them and along with it, all of my content. As is often the case, however, it wasn’t long before I realized the earning potential was actually way more. So as you can imagine, I’m a much happier writer now.
Related article: How to Start a Money-Making Blog
This little gem came to me out of desperation and a compromise – one of us wanted pasta for dinner, one of us wanted stir fry. The resulting pasta bake was absolutely delicious and so, so, so easy that it will definitely be made again. It’s a little more pasta than stir fry, but hey, at least I got a lot of broccoli in there! (more…)
I originally published this post last summer (if you can believe it, it was actually my FIRST EVER post!), but I feel like it’s really important to bring it back with everything I’m hearing in the news lately.
If you haven’t been keeping up, here’s what you’re missing: First, there’s the constant reminder that the projected cost of college for a child born in 2013 ranges from $150k to a whopping $400k. Then, there’s the pending reality that in one year 1% of the world’s population will own 50% of the world’s wealth. So if you’re not in that 1%, you’re actually more likely to get poorer than richer.
So why does this matter for college savings? Well, lots of reasons. And of course, I’ve written them all down for you. 🙂
So without further ado, here are the reasons why you need to start saving now for your kids to go to college. And more specifically, why you need to put that money in a 529 College Savings Plan.
A couple months ago, my son turned 1. I have no idea how it happened, but somehow we made it. Almost like clockwork he turned a corner and transformed from a baby into a toddler. He’s walking, babbling with purpose (thinks he’s talking), listens to me, kisses me, and is starting to hand me the things he used to put right in his mouth. While I loved every minute of his babyhood, I’m so happy and ready for this to happen.
Despite everyone’s warnings that time will fly, the past year has actually been very long. I quite literally spent just about every waking and sleeping moment with my son, so I didn’t miss a thing and watched each and every development take place.
When I look back, there are definitely things I wish I would have known (or actually believed) that would have made my life easier. So here’s my advice for all the new moms out there that are about to embark on the most amazing journey of your lives: (more…)
2014 was a major year for me and my family. I transitioned to being a stay-at-home parent, managed to keep my little one healthy and happy, re-adjusted to a traveling spouse – and of course, launched this blog.
I wouldn’t trade being home with my son for anything, but I also can not deny that I would probably go absolutely crazy if I did not have this blog to keep me mentally challenged and fulfilled. I still love business and the working world, so this has been my way to stay engaged and feeling adult-ish.
One of my absolute most favorite aspects of this blog is reading what everyone thinks and watching which posts get the most attention. I put a lot of thought and effort into each and every one, but it can still be very surprising to find out which are the most popular.
Sooooo….without further ado, here are MBA SAHM’s best posts of 2014! (more…)
Technically it isn’t hard to find gifts for a 1-year old boy. There are thousands and thousands of options. BUT…that doesn’t mean that they’ll like your gift – or that their parents will.
My husband and I have the “luxury” of a child with a November birthday, so we get a double whammy of gifts each year for his birthday and Christmas. With so much out there it can be really hard to know what is actually worth a purchase, so I’ve done the leg work for you and tested out just about every product under the sun.
Related post: 10 Stocking Stuffer Ideas for 1-Year Old Boys
Here are the winners! The best gift ideas for 1-year old boys:
My plan to wrap all of my Christmas gifts in shipping paper is going really well and I’m so excited to have figured out how to make these cute little paper flowers! I won’t lie, they’re not nearly as simple as the DIY photo labels that I’m also making, but they’re just so darn cool looking that I can’t resist!
Luckily, when all is said and done they don’t really take that much time. And they are a great way to use up the extra scraps of wrapping paper, shipping paper, and scrapbook paper that I’m already using (so basically they cost nothing!).
So without further ado, here’s how to make these little beauties for yourself: (more…)
There’s no way around it – having a spouse that travels a lot sucks. Big time. It can be lonely, tiring, and frustrating.
But you’ll quickly realize that you can either fight it or embrace it, and fighting it is often useless.
My husband travels almost every week for work. It’s not the ideal scenario for me, but he loves his job and it gives me the opportunity to stay home with my son instead of working – so I’m definitely not going to fight it. That leaves…embracing it.
So here are the tricks I’ve come up with along the way that make the situation happier, easier, and more enjoyable. And for those that are new to have a traveling spouse…I promise you, it does get easier (I know you think it won’t!). (more…)