How to Accomplish Your Financial Goals This Year

If you want to accomplish your financial goals this year, you may be closer than you think. Check out these tips and resources to help make it happen!

Without a doubt, one of my absolute favorite times of year is the one little week sandwiched in between Christmas and New Year’s Day.  The craziness of the holidays are over and I start to get really, really motivated for the year ahead.  And hopefully you already know that I LOVE GOAL SETTING.  So that’s basically what I spend the whole week doing…and not surprisingly, a lot of my goals tend to be financial ones.  Then once I’ve settled on them, I work really, really, really hard to get them accomplished.

So as you start brainstorming ideas to tackle your own financial goals, use these tips and resources to get them totally accomplished this year:

Related post: The Life-Changing Power of Goal Setting
(more…)

The Only New Year’s Resolution You Need to Accomplish Everything

In a few days I’m going to publish a post that will be full of resources and tips that will help accomplish your New Year’s resolution, no matter what it may be. I’ve been working on it for a while, and throughout the process I kept coming back to the same realization:

 

There’s really only one New Year’s resolution you need that will accomplish all other resolutions you may have.

(more…)

DIY Finger Paint Wrapping Paper

Last year for Christmas, I wrapped all of our gifts in shipping paper and did my best to spruce them up with some fun embellishments. My son had been with me every step of the way (whether he liked it or not), so I finally figured out a way to get him even more involved in the process.

So how exactly does one get a toddler involved in gift wrapping??

Drum roll please….finger paint!

(more…)

50+ Subscription Clubs for the Person Who Has Everything

Subscription clubs are the best idea for people who already have everything (or just don't need more stuff). They keep on giving all year, save money, and are almost always consumable! Here's a list of over 50 different awesome clubs that you can gift this year.

Sometimes I feel like every single person I shop for is a person that already has everything.  I’m constantly scouring the internet for good ideas and trying to find something they’ve never seen before.  Sometimes I get lucky, other times not so much. But there’s one thing that is always a winner (and it has consistently been my favorite gift to receive) – subscriptions and monthly club boxes.  They’re almost always consumable and it’s so nice to be receiving something after the holiday season (especially if you live on a budget). It’s the true gift that keeps on giving.

So if you’re stuck in a rut…especially a last-minute rut, check out some of these subscriptions and clubs to see if any are a good fit:

(more…)

DIY Christmas Wrap Photo Labels

It’s hard to believe, but Christmas is right around the corner!  Every single year I plan to have as much done as possible before Thanksgiving…and every year I am scurrying at the last minute!

Last year I had a great plan to wrap all of my gifts in shipping paper (with some cute little extras) and it went soooo well!  I will definitely be using these ideas again, especially since some of them were cute AND cheap.

My first special twist?  DIY photo labels!

(more…)

What Would You Do with $10 Million?

I love this question.  I know it sounds weird, but I ask myself all the time – What would you do with $10 million, Nikki?  And then I make a list. Usually with a glass of wine after everyone’s gone to bed.  I know it sounds indulgent, but it’s really not.  In fact, I think it’s a really, really important question that everyone needs to ask themselves on a regular basis – What would you do with $10 million?

Why waste time imagining a life you don’t have, you ask?

(more…)

Seven Layer Cookies

Seven layer cookies are possibly my favorite cookies of all-time.  They are surprisingly easy to make, but your guests will think you are Julia Child when they eat these.  They are rich, delicious, and absolutely perfect for the holiday season. THIS is what I will definitely be making. 😉

It’s a pretty fool-proof recipe, so odds are you can’t mess this one up. (more…)

What to Get a New Mom for Christmas

Two years ago around this time I was a brand new mom. My little baby had all the cutest little holiday outfits with bow ties and suspenders, reindeer and santa hats, booties and mittens. He was decked out in all the “essential” holiday gear.  I, on the other hand, found myself desperate for my own essentials – ones I was caught off guard to be needing.

So, as a former holiday season new mom, I can tell you there definitely are gifts you are itching to get when you’ve got a brand new baby on your hands. Things you didn’t realize you needed or just didn’t prioritize.

Here are the holiday gifts that I loved (or wished I would have had): (more…)

Household Items that are Far Better than Any Toddler Toy on the Market

This scenario plays out in my house almost everyday: The playroom is strewn with blocks, cars are on their sides, balls are piled in the corner…and my son?  He’s playing in our cabinet with the pots and pans. There’s no question he loves his toys, but sometimes I can’t believe how much he loves his “not toys.” So much so that I find myself converting old household products into play things just for some free indoor excitement.

So if you’re tired of buying toys, look around your house and see if you’ve got any of these big winners:

Related article: The Baby Products I Wish I Hadn’t Bought…and Definitely Didn’t Need

(more…)

How to Pay Off Student Loans Early

Student loan debt is the absolute worst. Yes, it is really important to get an education. But the vast majority of students that are taking out loans have no idea how much that debt is going to weigh them down. Education is important, but so is getting this debt off your back!

If you want to pay off student loans early (which I’m assuming you do), there are a lot of things you can do…some of which you may not have thought of.  I feel lucky that my husband and I were able to get rid of what we had before I decided to stay at home with my son, because basically I wouldn’t have been able to if we hadn’t.  And I want that for you!

So here’s what you need to do to get rid of that debt FAST:

(more…)