In my pursuit to pay off the mortgage, I’ve experimented with cutting a lot of costs. To my delight, I’ve discovered that a ton of these things we didn’t even need! In fact, the free or alternative versions have often been better.
Whether you have a financial goal you need to meet or just don’t like wasting, these are the things you need to stop paying for:
Related post: 10 Things I’m Doing to Pay Off My Mortgage Early (and the 1 Thing I Won’t Do)
Coupons can be a confusing thing. On one hand, we know that most coupons are a gimmick to get us to buy products we don’t really need. On the other hand, we’ve all seen Extreme Couponing and know that it’s possible to not pay for groceries at all. And for many of us, that would be a gold mine.
Even the best budgeters usually spend $500+ a month on groceries for their family! Imagine how much could be saved by figuring out how to really make the most of coupons….especially when it means getting free products.
Here’s what you need to do if you want to start saving a bundle (and not spending more!) using coupons:
This year is packed full of goals for me, one of which is to drastically cut my grocery bill… ideally in half. My husband and I are pretty good at not splurging on fancy restaurants, or even eating out a lot, yet still our grocery bill is by far the largest bill we’ve got (aside from the mortgage). So after the holidays died down, I got to work…and holy moly, what a pleasant surprise! I made a few big (but ultimately easy) changes and the results were phenomenal – I saved over $500 the first month of my attempts! As far as I’m concerned, that’s the same as making $500/month, so I couldn’t be happier.
So here’s what I did (and what you should do) to cut $500 off the grocery bill this month:
Building wealth and paying down debt – the unattainable goal that most of us statistically never reach – is ironically very, very simple. Foolproof even. In fact, I think one of the biggest reason that most people don’t build wealth (or pay down debt) is because the real solution, the one right in front of them, is just too simple. It’s boring. It’s slow. It isn’t glitzy and it’s not something to write home about.
But it works.