If you ever want to borrow money – whether for an emergency or to make an investment – you’ve got to have a good credit score.  It will make the borrowing process ten times easier and more importantly, it will get you a lower interest rate on your loan.  In the end, it will put more money in your pocket (and not the bank’s). Whether you’re just starting to build your credit or need to increase your credit score, here are some quick and easy fixes that could make a huge difference:

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