Aside from the mortgage, the monthly food bill is likely your largest expense. But unlike the mortgage, it can easily change each and every month and if you aren’t paying attention, it can get huge!
But what if you could cut your monthly grocery bill by hundreds of dollars?
Even better, what if you could do little things that make the process easy? Things that don’t involve becoming an extreme couponer?
Obviously, you know where I’m headed…you can cut a lot of money off your food bill by doing some really easy things!
To get you started, I’ve got 10 specific changes you can make to cut your grocery budget. Here they are:
I can’t tell you how many times I hear “I would love to be a stay at home mom, but we just can’t afford it.” It kills me that so many people find themselves in this predicament, but I truly do believe that just about anyone can figure out how to become a stay at home mom if they give it time and plan accordingly. It may not happen overnight, but it CAN happen, you just have to make the right financial moves.
So if you’ve been thinking about this in the back of your mind, start making these moves now! Even if you don’t end up becoming a stay at home mom, you will be in a better place financially and have way more security.
And if you’ve already made the leap (or need to really, really soon), don’t worry, you can still make this happen.
Here’s how to become a stay at home mom (or at least afford it):
This post contains a free printable list of daily affirmations for financial freedom. I highly recommend you print it out and give it a try! Wealth and money affirmations have the power to help you get out of debt, build your investments, and create habits that will transform your financial health.
Since I discovered how powerful daily affirmations are, they’ve been my go-to tool for anytime I’m demotivated or down. AND THEY WORK. Every. Single. Time. But not only do they work when I need a pick-me-up, they also are extremely powerful as a means to achieve any goal I have. Seriously. And right now? That means daily affirmations for full financial freedom – living debt-free, making more money, and having full control over my schedule.
Just as with most big changes, getting out of debt is a lifestyle adjustment. It’s not something you do in one big moment, it’s not something that’s done once and then over. Living debt-free is a lifestyle and a mindset… a really, really great lifestyle and mindset.
So getting out of debt isn’t just about all the things you can do to save or make money (though those help). You can actually get out of debt by simply making little adjustments to your day that have huge and lasting impact. Because when you keep up with these little adjustments, they turn into habits. And that’s when the magic starts!
So if you want to live debt-free and thus financially free, incorporate these habits into your life and watch the magic happen!
The path to financial freedom may be long, but it is exciting and full of opportunities. There are so, so, so many different things you can do to improve your financial health and there’s no better time to start than now!
My husband and I have tons of financial goals, so I am constantly on the lookout for more ways to be a savvy investor, frugal spender, and high earner.
Obviously, the easier the task, the more I love it! So that is what this list is. EASY things that you can do this year (just one a week!) to totally transform your finances and get yourself one big step (or 52 little steps) closer to financial freedom and debt-free living.
Good luck! Make this the year that changes everything!
I know what you are thinking: “Wow, Nikki. You guys must really have a lot of fun in your house. Budgeting date night. What a blast.” And I get it. Budgeting gets a bad wrap. It’s boring, restrictive, and uncomfortable.
Unless, of course, you make it fun, empowering, and inspiring. Then, budgeting takes on a whole new life and becomes PERFECT for a date night.
THAT is what we do in our house. We’ve turned budgeting into something we look forward to. It motivates and excites us. We love it so much that we do it to relieve stress and relax. If we haven’t seen each other in a while and want to reconnect, we have a budgeting date night.
It makes us financially stronger, it helps to visualize our dreams and set goals, and every time we have one of our date nights we’re one step closer to getting to our ultimate goal of financial freedom and early retirement.
So are you ready to have the best date night ever? Here’s what you need to do to make it perfect:
Want to find out the best alternatives to Cable TV so you can save a boatload of money and still see all your favorite shows? It’s easier than you think. This post lays out exactly how to watch TV without cable and lists the best cable alternatives that are currently available.
In my pursuit to be financially free, I’ve cut out a lot of things – pedicures, travel, shopping trips, restaurants, gym memberships, new clothes, etc. If it’s an expense, I’ve either cut it, or considered it. So obviously cable had to be put on the chopping block eventually.
What I didn’t realize was that by cutting the cable, I’d actually open myself up to watching way more TV (with no commercials) and save a boatload of money.
Not only is this a smart move to make, but it’s the direction we’re all headed, so you’re not alone. The younger half of the millennial generation doesn’t even sign up for cable when they get their first apartment anymore. So if you’re still paying for cable, you’re not just throwing money out the window, you’re also old. 😉
So what’s the trick to cutting your cable bill without giving up your late night source of entertainment?