I’m a HUGE fan of self-help books…though not even slightly a fan of referring to them as “self-help books.” So I’m going to call them what they are – motivational books. These are the books that get you so excited in the morning that you achieve way more than you normally do. You have an extra beat in your step. You exercise more, you eat better. You smile more and you sleep better. They literally have the power to transform your life. And when they’re that good, you should definitely reread them every single year (which is what I try to do).
So what are the best of the best? The ones you should definitely reread every single year? 😉 Here they are:
If you ever want to borrow money – whether for an emergency or to make an investment – you’ve got to have a good credit score. It will make the borrowing process ten times easier and more importantly, it will get you a lower interest rate on your loan. In the end, it will put more money in your pocket (and not the bank’s). Whether you’re just starting to build your credit or need to increase your credit score, here are some quick and easy fixes that could make a huge difference:
Related post: How to Buy Your First Investment Property
One of my BIGGEST goals right now is to pay off the mortgage. I won’t lie, it’s sooo hard to stay motivated when you’re chipping away at such a big number, but the benefits are just way too huge to ignore. It’s a critical element of financial freedom, peace of mind…and of course, more disposable income.
But the reality is that if you prioritize getting it paid off, it CAN and WILL happen. And your future self will thank you for it!
Related post: 10 Things I’m Doing to Pay Off My Mortgage Early (and the One Thing I Won’t Do)
So if you’re in the same boat as me, consider these different ways for paying off your mortgage way earlier than you ever expected:
In my attempt to read more books this year, I’ve come across some real winners and some ho-hum forgettables. Even a mediocre book can sometimes be a welcome break from reality, but what I really love is a book that is so exciting that I actually get an adrenaline rush when I’m reading it. And I’m not talking about the rush that comes with finding out who the killer is or a steamy romance scene. I’m talking about the rush from that AH-HA moment that makes you realize one small tweak to your life could help you achieve your next goal…or the moment you realize that you actually can quit your job and do what you love…or even just deciding what your next pursuit will be. THOSE moments are the best.
Back in the day, living the American dream meant finding a great job that let you buy a home, vacation every year, and take care of your family. Nowadays?? What a different picture! For most of us, the American dream now means finding a way to make money from what we love, work anywhere and at anytime, and still take care of our families. And it’s totally possible! I see it happening every single day.
So what’s the first step towards achieving this dream? Turn your hobby into a money-making machine. Believe it or not, there are a ton of ways to make money from your hobbies, whether it’s just pocket change or a full-time income.
Here’s where to start if you’re ready to make money from your hobbies:
I don’t think there’s ever been a time in my life (at least not in my adult life) where I haven’t been trying to accomplish something. Whether big or small, there’s always something going on – paying down debt, learning new things, weight loss, clearing my head, running more often…the list goes on and on.
So I’m sure it’s not surprising that I love coming across new ideas and ways to accomplish more, especially if it saves time or effort. And I’m always on the hunt for new ideas. My last source of inspiration (from The Power of Habit…not as amazing as The Miracle Morning, but still a great read!) has me really excited because it outlined a brilliant and simple way to accomplish anything and everything:
Building wealth and paying down debt – the unattainable goal that most of us statistically never reach – is ironically very, very simple. Foolproof even. In fact, I think one of the biggest reason that most people don’t build wealth (or pay down debt) is because the real solution, the one right in front of them, is just too simple. It’s boring. It’s slow. It isn’t glitzy and it’s not something to write home about.
But it works.