So our taxes have been filed and I’m waiting, waiting, waiting for our money. I have SO many things that I want to do with it! As I wait, I’ve of course been making a list of all of the things I’d like – and I figured, why not make a list of all of the things that everyone should have? Not just stuff, but the items that end up being a truly amazing lifestyle upgrade.
So here it is! Some of these I know from experience, some I’m just hoping will be as amazing as I imagine.
I am completely convinced that we each have the ability to make our own luck. Sure, there’s an element of random chance, but you also have to be at the right place, at the right time – and that we have more control over than we think. You can’t win the lottery if you don’t buy a ticket, right?
So how, exactly, do you make your own luck?
Here’s what I think you should do:
Recently, I wrote about the plan my husband and I have to pay off our mortgage in the next 10 years. Hearing all of your comments and ideas got me sooooo excited that I started thinking about how we could get it paid off in 5 years instead of 10. So we started talking about all the different ways we could convert some of our expenses into making larger principal payments – easy ways that would at least cut $100 in expenses each month.
Well, we came up with some pretty exciting ideas! Here’s what we’ve got:
Freelance writing is great no matter who you are, what you do, or where your career is headed. It is personal and professional, can be done at anytime and anywhere, and will build your authority and expertise. Whether you are evaluating corporate stocks or just mommy blogging, it’s a great path to take. And best of all, it helps pay the bills.
Luckily we are in an era where content is king, so every single company and website is looking for quality articles, posts, and web copy to add to their site. Getting your first freelance writing job is nerve-racking, but it’s well worth the reward of working for yourself and having a beautiful finished product at the end of every job.
Related article: How to Start a Money-Making Blog
No matter what your background is, if you can write well, then you can write professionally. Here is how to get your first freelance writing job: (more…)
Last year I wrote an article about staying happy while your spouse is traveling and, much to my delight, it ended up being pretty popular. It turns out I’m far from the only wife that finds herself home alone while her husband is off working afar.
My tricks for staying happy have always been lifesavers for me, but the past few months have proven to be extra challenging. My son is getting more active, but the real challenge has just been the winter and limited daylight. Getting outdoors, being active at night, and even just keeping flowers around the house can be EXTRA challenging.
So, I’ve been on a mission to figure out new ways to cheer myself up and keep motivated while my husband is away. The original list still applies, so be sure to check it out here, but if you’re still finding yourself down and out, hopefully some of these will help. 🙂
I am one of those people that takes photos of everything when I vacation. And I mean everything. Cool flowers, neat buildings, interesting wall paper, and tons of landscapes. So when I discovered how to make extra money with vacation photos, I got that crazy entrepreneur-butterfly-itch that hits me time and again.
Now, obviously you can post your photos on sale at stock photography sites – and you probably could make some money that way. But that’s not nearly as exciting and doesn’t get your creative juices flowing like creating actual products. And it’s much easier than it sounds. (more…)
Now that I’ve officially left the “classic” work force, I’m in a position where I need to be really creative with how to contribute to our income. More specifically, how to contribute to our disposable income. One way to do that? Cut out the largest (by far) monthly expense and pay off the mortgage.
Related article: How to Pay Off the Mortgage Early
I know it sounds crazy. With such a massive loan, it just seems pointless to waste time trying to chip away at it. But none-the-less, my husband and I have gotten ourselves excited enough that we’re endeavoring to have it paid off in 10 years. This will obviously require us to make some pretty large payments here and there, but we also came up with some pretty quick and easy ways to bring it down without even trying. (If you’re interested in everything we’re doing to pay off our mortgage early, check out this post –> 10 Things I’m Doing to Pay Off My Mortgage Early (and the One Thing I Won’t Do)
So here’s what we’re doing and what you can try if you’re up for the same challenge:
Related article: 7 Important Reasons to Pay Off the Mortgage