The path to financial freedom may be long, but it is exciting and full of opportunities. There are so, so, so many different things you can do to improve your financial health and there’s no better time to start than now!  

My husband and I have tons of financial goals, so I am constantly on the lookout for more ways to be a savvy investor, frugal spender, and high earner.

Obviously, the easier the task, the more I love it!  So that is what this list is.  EASY things that you can do this year (just one a week!) to totally transform your finances and get yourself one big step (or 52 little steps) closer to financial freedom and debt-free living.

Good luck!  Make this the year that changes everything!

If you’d like more tips on reaching financial freedom, living a fulfilled life, and raising happy kids, subscribe to MBAsahm for notification of new posts!

If you want to improve your finances, try making one smart move a week to boost your financial health and wellbeing. This list will give you all the ideas you need!


52 Ways to Boost Your Financial Health This Year

  1. Automate an extra monthly payment towards your smallest loan.
  2. Start listening to a finance podcast.
  3. Read The Miracle Morning.
  4. Start a money-making hobby.
  5. Open a savings account specifically for an investment property.
  6. Create a new source of passive income.
  7. Start a side hustle for extra money.
  8. Start selling your photography online.
  9. Sign up for iBotta.
  10. Automate all of your bill payments.
  11. Plan a staycation instead of a vacation.
  12. Read You Are a Badass: How to Stop Doubting Your Greatness and Start Living an Awesome Life.
  13. Set up a budget.
  14. Create a 1-year plan.
  15. Create a 5-year plan.
  16. Create a 20-year plan.
  17. Read The 4-Hour Work Week.
  18. Start listening to a self-improvement podcast.
  19. Create an account on to track your finances.
  20. Start saying daily affirmations.
  21. Read Secrets of the Millionaire Mind.
  22. Meal plan.
  23. Wait 24 hours before making any purchases.
  24. Sign up for Swagbucks.
  25. Stop going out to eat.
  26. Set-up bi-weekly payments for your mortgage.
  27. Carpool as often as possible.
  28. Hold a Budgeting Date Night.
  29. Increase (and automate) your monthly IRA contributions even if it’s just by $25.
  30. Consolidate and/or cancel as many credit cards as you can (you only need 1-2).
  31. Increase your credit card limit to lower your debt-to-credit ratio (but don’t spend more).
  32. Start a small grocery stockpile.
  33. Freeze food before it goes bad.
  34. Open a 529 College Savings Plan for each of your kids.
  35. Contribute enough into your 401K to meet your company’s full match.
  36. Start writing a gratitude journal.
  37. Cancel your cable bill and invest in a cheaper alternative.
  38. Unplug all unused or unnecessary appliances.
  39. Turn your thermostat down a few degrees in the winter and up a few degrees in the summer.
  40. Switch to using a credit card instead of cash so you can take advantage of points and better monitor your spending.
  41. Ask your car insurance provider for a lower rate.
  42. Put your entire tax return into an investment or savings account.
  43. Read The Millionaire Next Door.
  44. Start a Health Savings Account.
  45. Stop getting manicures and pedicures and do your nails yourself.
  46. Eat leftovers for lunch.
  47. Work from home as often as you can.
  48. Read The Secret.
  49. Create a plan to become entirely debt-free.
  50. Create an inspiring vision board.
  51. Cancel your gym membership and start working out at home or running outside.
  52. Put your entire bonus into a savings or investment account.


I hope you’re able to knock a bunch of these off the list…if not all of them!  Good luck with your finances this year.  

If you’d like more tips on reaching financial freedom, living a fulfilled life, and raising happy kids, subscribe to MBAsahm for notification of new posts!


If you want to boost your financial health this year, try this list of actions you can take to improve your finances. You can transform your life in just one year!

1 Comment on 52 Easy Ways to Boost Your Financial Health This Year

  1. Really like tip #1. Once you get that ball rolling and those extra payments start to show an impact- you get motivated to pay down that debt. Great list

Comments are closed.